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Pet Insurance in New Hampshire, NH

Pet insurance is important because it can help with those large, unexpected vet bills. But it’s also a recurring cost, so you have to find a plan that works for you and your budget. Below we looked at some of the prices for pet insurance in New Hampshire, NH. We looked at the types you have available in New Hampshire, NH, too.  

Pet Insurance Costs in New Hampshire, NH for Dogs and Cats

To look at how pet insurance premiums are across different regions, we took five zip codes from New Hampshire, NH. According to Banfield Pet Hospital, the two most popular breeds in the state of New Hampshire are the Labrador Retriever and the Domestic Medium Hair cat. We compared a male 1-year-old for both the cat and the dog.  

To find the best pet insurance in New Hampshire, NH, we got quotes from Embrace Pet Insurance. It’s a well-known company that has very comprehensive coverage. We entered an 80% reimbursement, a $500 deductible and a $15,000 annual limit.  

Zip CodeDog Monthly CostCat Monthly Cost 
03244$53.83$17.95
03033$58.97$19.66
03070$58.97$19.66
03077$58.97$19.66
03064$64.59$21.53

Prices can vary quite drastically across New Hampshire, NH, seeing as much as around an $11 difference for dog insurance monthly premiums. You can see how important it is to shop around for the best price in your zip code.

>>MORE: What does Pet Insurance Cover?

Common Illnesses Among Dogs and Cats in New Hampshire, NH

As listed by Banfield Pet Hospital, the most common illnesses for both cats and dogs in the state of New Hampshire are:

  • Overweight and Obesity 
  • Dental Disease
  • Otitis Externa (ear infection)

Notable conditions with lower prevalence for cats include:

  • Fleas and Ticks
  • Intestinal Parasites 
  • Kidney Disease 

For dogs, lower prevalence conditions include:

  • Arthritis 
  • Fleas and Ticks
  • Flea Allergy
  • Intestinal Parasites 
  • Environmental Allergy

You may want to look into pet insurance that covers these conditions. For instance, the higher tier Nationwide Pet Insurance plan offers coverage for flea and heartworm prevention.  

>>MORE: The Best Pet Insurance for Cats

Types of Pet Insurance in New Hampshire, NH

You have three main types of pet insurance in New Hampshire, NH:

  • Accident-only: These offer coverage for accidents, as the name suggests. Accident-only coverage tends to be the least expensive option, since you are getting coverage only in certain circumstances related to an accident.  
  • Comprehensive: These plans tend to cover illnesses, injuries and accidents. They tend to be more expensive options.
  • Wellness: These are usually add-ons to base pet insurance plans. However, some come as high-tier plans. Coverage may include preventative, routine and wellness care. Some of those plans are actually money-back reimbursement programs.  

It’s important to keep in mind that no pet insurance covers pre-existing conditions. Some might if the condition is curable within a certain timeframe. You can learn more about pre-existing conditions here.

>>MORE: Compare the 4 Biggest Pet Insurance Companies

Overall Cheapest Pet Insurance in New Hampshire, NH

To help you find the best pet insurance in New Hampshire, NH, we looked at the most popular 12 companies offering pet insurance in New Hampshire, NH. We looked at the 1-year-old Labrador Retriever and 1-year-old Domestic Medium Hair cat again. We used the 03070 zip code.

So that prices would stay as even possible, we entered the highest annual limit each system would allow. We also stayed close to the $250 deductible and 80% reimbursement.  

CompanyDog Monthly PremiumsCat Monthly Premiums
PetFirst$22.16$11.87
Pets Best$48.03$19.42
Figo$48.44$21.64
AKC$50.96$27.21
PetPlan$63.24$28.65
Healthy Paws$63.45$16.95
ASPCA$68.05$24.83
24petwatch$78.84$36.90
Embrace$89.72$29.91
Hartville$92.80$33.86
Trupanion $93.54$42.08
Nationwide$108.46$40.58

Keep in mind what is covered for the monthly premium. For instance, Nationwide is the most expensive for dogs. But it also covers wellness treatments, like flea and heartworm prevention, which many other plans do not. PetFirst is also not very expensive compared to others, but the highest annual benefit plan we selected of $10,000 has a deductible of $2,500.  

>>MORE: Top Companies for Cheap Pet Insurance for 2020

Insurance in New Hampshire, NH for Exotic Pets

Do you want coverage for exotics like rodents, reptiles and birds? Your only option in the U.S. at this time is Nationwide Pet Insurance. However, the company is known for its comprehensive coverage of treatments like exams and prescriptions.  
Call 888-899-4874 to find a quote. You can also read more about exotic pet insurance here.

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