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Best Pet Insurance for French Bulldogs

If you have a French Bulldog, you may want to consider finding your dog pet insurance. French Bulldogs, like many pure breeds, have certain health conditions that could end up costing you at the vet’s office. Below we’ll look at some care and illness considerations for French Bulldogs, as well as compare prices to help you find the best pet insurance for French Bulldogs.

What French Bulldog Owners Should Know

Most people think of bulldogs as being one of the more aggressive breeds. But according to Embrace Pet Insurance, this pint-sized cutie was bread to be a companion dog.  

The American Kennel Club (AKC) lists the French Bulldog to be under 28 pounds and 11 to 13 inches high. The breed has a life expectancy of 10 to 12 years.  

The AKC describes them as having a “bright, affectionate” personality. The French Bulldog loves to play and is smart. Between their size, the fact that they don’t bark much and their comparatively low exercise requirements, they are a popular pet in urban areas.

French bulldogs are known for what the AKC calls “big personalities,” so early training through classes and plenty of socialization as puppies can help them grow up to be well-adjusted and tamer. Since they have a bit of a stubborn streak, training with positive reinforcement will help bring out the companionable personality in them. 

The breed enjoys short walks and outdoor play sessions. But their flat face can make it hard to breathe in heat and humidity. Their build also means they can’t swim and need supervision around water.

Their coats are also very short and easy to care for. Weekly brushing keeps their coats healthy and their facial folds may require cleaning.      

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Health Conditions that Affect French Bulldogs

According to the AKC, this dog breed is prone to obesity, which can damage their physical structure and make them prone to other health problems.  

Also, because the breed has a flat face, they can be prone to breathing problems. They can develop eye conditions like juvenile cataracts, have skin allergies or suffer from autoimmune skin disorders.  

Because this pure breed is prone to certain health conditions, you may want to look into a comprehensive or base plan that covers illnesses. Since they are prone to obesity, you might also want to check into wellness plans or add-ons that cover nutritional support and regular wellness check-ups. 

However, be sure to check a plan before you buy. Some do not cover genetic or breed disorders.     

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Types of Pet Insurance for French Bulldogs

You have three main types for the best pet insurance for French Bulldogs to choose from:  

  • Comprehensive: These base plans often cover illnesses, injuries and accidents.  
  • Accident-only: These only cover your pet in case they are in an accident. These plans tend to be less expensive as a result. They’re designed for expensive freak accidents that are hard to plan into a pet care budget.
  • Wellness: These types of plans are often add-ons to comprehensive or base plans, or they may be higher-tier plans. They are more expensive monthly, often coming with an additional fee if they are an add-on. However, they often cover care like wellness, routine or preventative care, such as wellness exams or nutritional supplements.   

An important point to keep in mind is that pet insurance will not cover pre-existing conditions, making it essential to source pet insurance early in your pet’s life, if at all possible. However, some may cover pre-existing conditions if they can be cured in a certain timeframe. You can read more about pre-existing conditions here.

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The Best Pet Insurance for French Bulldogs: A Cost Comparison 

To help you find the best pet insurance for French Bulldogs, we looked at the top 12 pet insurers in the U.S. We got quotes for a 1-year-old and 5-year-old male French Bulldog to compare prices across different insurers. We used the 92027 San Diego zip code.   

To keep prices even, we entered the highest annual limit each system would allow. We also stayed as close to a $250 deductible and an 80% reimbursement that we could.  

The table below compares the cost of pet insurance for a french bulldog. However, you may consider other factors in addition to cost for your four-legged friend. Click on the links below to read the full reviews and our ratings of these pet insurance companies.

Company1-Year-Old French Bulldog5-Year-Old French Bulldog
ASPCA$62.98$76.48
Healthy Paws$63.74$88.80
AKC$77.63$113.72
Hartville$82.19$99.80
PetFirst$87.47$124.19
Figo$89.25$123.36
Embrace$100.54$117.84
Pets Best$103.29$139.25
Nationwide$109.26$150.78
24petwatch$123.11$155.15
PetPlan$149.70$283.92
Trupanion $236.32$347.73

You can see how widely pet insurance for a French Bulldog varies in price across the insurers. A 1-year-old dog runs from around $60 per month all the way to up over $200 per month!  

However, it’s important to keep in mind what is all covered under those premiums. Nationwide, the fourth most expensive insurer for 1-year-old dogs, covers blood work, spay and neutering, flea and heartworm prevention and wellness exams, whereas many other insurers do not.  

Also, keep in mind these are prices with the highest annual limit set. You can play around with different benefits to see how much you are comfortable paying per month for the amount of coverage you are getting.  

You can also see that in all cases the monthly premium spiked between the 1-year-old dog and the 5-year-old dog, often drastically. It goes to show how important it is to sign your pet up for insurance early, if you are considering doing so.  

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